Solving complex data

problems for the financial

services industry.

Passionate about

all things data.

Solutions include simplifying and streamline loan servicing and providing cost effective credit decision making committee services.

✔ BESPOKE SOFTWARE

✔ DATA ANALYTICS & MI

✔ COMPLIANCE MONITORING

✔ MIGRATION & ARCHIVING

✔ POLICY DESIGN & ROLLOUT

✔ DATA GOVERNANCE

Delivering real results.

Quickly.

Rapid software development

We build bespoke software solutions across a variety of platforms using the Microsoft development stack. Depending upon client preference or time constraints, either operate a classic ‘waterfall’ or agile development model.

Our solutions are usually tailored toward big-ticket loan servicers, and are designed to scale across geographic regions depending upon business size.

Data migration

Our solutions usually replace an incumbent system and require the data held in the old system to be brought into the new system; usually in-flight. This requires tight control and large amounts of testing to ensure that business processes go uninterrupted.

The goal is a seamless transition, but this is usually far from straightforward depending upon the level of control the client has over the feted system.

Data analytics and insight

A well designed report, timely MI or spotting trends in large time-series dataset can present your business with significant cost savings or identify significant opportunity.

We provide insight into your business as we know the underlying products and themes within loan servicing and can shine a light in areas others may have missed.

Process automation

We use technology and data to improve straight through processing (STP) rates within a business.

Typical examples include the use of third parties for KYC and customer due diligence, as well as indexing document libraries to search PDFs and scanned image documents for specific terms, phrases or keywords.

VSP.

Virtual Servicer Platform

Simplify and streamline loan servicing with VSP, our tailored system.

  • Capture and edit of product characteristics, for term lending, RCFs bonds, and interest rate / currency hedging products
  • Links through to bank accounts where permitted, eg HSBCnet / Barclays BMAP via ISO20022 for transaction reconciliation / STP
  • Customisable security, four-eyes checks to support your operating models
  • Record level audit & logging for real time support
  • Sophisticated diary and workflow systems to allocate work across your operations team as required
  • Customer management and realtime MI and reporting
  • External feed and APIs to integrate with your other systems such as accountancy platforms, oKYC or derivative pricing
  • Covenant compliance monitoring (eg DSCR, ICR calcs) and electronic document library integration

ARCo.

Asset Review Committee

Robust, accountable and cost effective credit decision making committee.

  • Asset Review Committee (ARCo) mirrors a bank’s credit committee operating model.
  • We supply a panel of experienced credit risk professionals with specialisms in project/structured finance deals who can apply, subject to consent or via delegated authority, client policy to sanction or decline credit proposals.
  • Borrower’s requests handled via the client’s appointed servicers are received and critically appraised in line with client risk / credit appetite.
  • We have developed industry pioneering software to log actions, minutes and decisions and diarise future reviews as required so clients stay on top of decisions impacting their portfolio.
  • Depending upon client appetite for delegating such decisions, their firm can be introduced into the workflow to second line check all recommendations made by the Fredward ARCo team to evidence client risk and compliance processes.

Call 0203 765 5851 and discover how Fredward will work with your organisation.

We understand

financial data.

The Fredward team are successful because they are client focused and experts in their field. Working alongside our clients as we develop, we deliver solutions that work. We are agile and can react quickly to change, but always delivery focused.

The team are not simply technologists. Each member of the Fredward team has at least 10 years’ experience in front, middle or back office functions within Banks or other financial institutions.

Talk to us.

Call us 0203 765 5851 or complete the form below and discover how our passion for data can work for you.

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